Clearwater Township

Kalkaska County, Michigan

Last verified September 17, 2026

Clearwater Township is a jurisdiction in Kalkaska County, Michigan, which does not currently list an online permit database — contact the department directly by phone or email. Use the contact information below to reach the local building department, or the mailing address if the jurisdiction needs to be listed as a certificate holder on a contractor's insurance documentation.

Permit Search

No online permit database on file — contact the department directly by phone or email.

Certificate Holder Mailing Address

Clearwater Township
5440 River St.
Rapid City, MI 49676

Use this address when the jurisdiction needs to be listed as a certificate holder on a contractor's insurance documentation.

Additional Notes

Confirmed township phone/email/address on clearwatertwp.com; the site notes office hours are 'currently not set' and directs callers to a phone menu. The township's own site did not spell out whether building permits are issued by the township or by Kalkaska County. Kalkaska County has its own Construction Codes / building department (Kalkaska County Construction Codes, 605 N Birch Street, Kalkaska, MI 49646, phone 231-258-3365 ext.1, email kccc@kalkaskacounty.org, per kalkaskacounty.net), which is the likely issuer of actual building permits per the countywide 'Guide to Permitting & Zoning' model used in this region -- but this county-delegation was not explicitly confirmed as applying to Clearwater Township specifically, so it is flagged here as a hedge rather than asserted as fact.

What You Need Before Applying for a Permit

Most building departments ask for the same core package before they'll issue a permit: a completed application naming the property owner and contractor, the contractor's state license number and proof of insurance (general liability, and workers' comp if employees are on the job), a notice of commencement or equivalent recorded filing for larger jobs where the state requires one, and scaled plans or a site plan for anything beyond minor repairs. Roofing, fence, pool, and solar permits typically have their own simplified checklists — Clearwater Township's department (above) can confirm exactly what applies to your project.

Why this matters for insurance: permit history is one of the first things an underwriter or adjuster checks. Unpermitted work — a finished basement, an added bedroom, a rebuilt roof — can complicate a claim or even void coverage for that portion of the loss, and it routinely surfaces during a home inspection. Pulling the right permit up front, and keeping the closed-permit record on file, protects both the property's value and its insurability at resale.

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