Village of St. Charles

Saginaw County, Michigan

Last verified September 17, 2026

Village of St. Charles is a jurisdiction in Saginaw County, Michigan, which does not currently list an online permit database — contact the department directly by phone or email. Use the contact information below to reach the local building department, or the mailing address if the jurisdiction needs to be listed as a certificate holder on a contractor's insurance documentation.

Contact

Phone: 989-865-8287
Email: manager@stcmi.com
Department Site: Village of St. Charles Building Inspector (opens in a new tab)

Source: stcmi.com (opens in a new tab)

Permit Search

No online permit database on file — contact the department directly by phone or email.

Certificate Holder Mailing Address

Village of St. Charles
110 W. Spruce Street
St. Charles, MI 48655

Use this address when the jurisdiction needs to be listed as a certificate holder on a contractor's insurance documentation.

Additional Notes

Building Inspector is Scott Crofoot; office hours Wednesdays 8:00-10:30am; reachable by cell at 989-737-5671 or crofootsd@gmail.com (a personal-looking Gmail address listed on the village's own site, so treat with mild caution). The village maintains a BS&A Online presence (bsaonline.com/?uid=2234) for tax/utility billing, but it is not confirmed to be used for building-permit search, so it was left out of the database fields.

What You Need Before Applying for a Permit

Most building departments ask for the same core package before they'll issue a permit: a completed application naming the property owner and contractor, the contractor's state license number and proof of insurance (general liability, and workers' comp if employees are on the job), a notice of commencement or equivalent recorded filing for larger jobs where the state requires one, and scaled plans or a site plan for anything beyond minor repairs. Roofing, fence, pool, and solar permits typically have their own simplified checklists — Village of St. Charles's department (above) can confirm exactly what applies to your project.

Why this matters for insurance: permit history is one of the first things an underwriter or adjuster checks. Unpermitted work — a finished basement, an added bedroom, a rebuilt roof — can complicate a claim or even void coverage for that portion of the loss, and it routinely surfaces during a home inspection. Pulling the right permit up front, and keeping the closed-permit record on file, protects both the property's value and its insurability at resale.

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