Caliber Home Loans
Last verified September 16, 2026
Caliber Home Loans is a mortgage lender headquartered in Coppell, TX. Use the mortgagee clause below to list Caliber Home Loans correctly on a homeowners insurance policy.
Mortgagee Clause
Caliber Home Loans Inc, ISAOA ATIMA
Company Profile
- Headquarters
- Coppell, TX
Source: Company history verified via public merger/acquisition press coverage.
Contact
- Phone
- 866-825-9268
- Fax
- 937-525-4120
- Website
- https://www.caliberhomeloans.com/contact-us-servicing/ (opens in a new tab)
Source: caliberhomeloans.com.
Mailing Address
PO Box 7731Springfield, OH 45501
Additional Notes
Caliber Home Loans was acquired by Newrez's parent company in 2021, and its loan servicing operations were fully integrated into Newrez in late 2023. If your loan shows Caliber Home Loans, check the Newrez mortgagee record — that's likely who now services it.
Understanding Your Mortgagee Clause
A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.
ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.
Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If Caliber Home Loans has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.