RoundPoint Mortgage
Last verified September 16, 2026
RoundPoint Mortgage is a mortgage lender headquartered in Fort Mill, SC, operating for over 19 years. Use the mortgagee clause below to list RoundPoint Mortgage correctly on a homeowners insurance policy.
Mortgagee Clause
RoundPoint Mortgage Servicing LLC
Company Profile
- Headquarters
- Fort Mill, SC
- Years in Business
- 19+
Source: Company history verified via public press coverage and corporate records.
Contact
Source: roundpointmortgage.com.
Mailing Address
Attn: Insurance Department, PO Box 10210Daytona Beach, FL 32120
Additional Notes
Reference ID 3145043 RoundPoint was owned by Freedom Mortgage from 2020–2023 and has since been owned by Two Harbors Investment Corp. If your loan was serviced by RoundPoint before 2023, confirm current mortgagee details directly with RoundPoint, as contact information may have changed since the ownership transition.
Understanding Your Mortgagee Clause
A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.
ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.
Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If RoundPoint Mortgage has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.