American Pacific Mortgage
Last verified September 16, 2026
American Pacific Mortgage is a mortgage lender headquartered in Roseville, CA, operating for over 29 years. Per its most recently reported figures, it closed 26,805 loans totaling $9.2B in volume (0% Wholesale / 100% Retail / 0% Correspondent). Use the mortgagee clause below to list American Pacific Mortgage correctly on a homeowners insurance policy.
Mortgagee Clause
American Pacific Mortgage Corporation ISAOA/ATIMA
Company Profile
- Headquarters
- Roseville, CA
- Annual Loan Volume
- $9.2B
- Loans Closed
- 26,805
- Channel Mix
- 0% Wholesale / 100% Retail / 0% Correspondent
- Years in Business
- 29+
Source: Scotsman Guide's 2025 Top Overall Mortgage Lenders ranking (2024 origination data, published 2026).
Contact
Source: apmortgage.com.
Mailing Address
3000 Lava Ridge Court, Suite 200Roseville, CA 95661
Additional Notes
This is American Pacific Mortgage's corporate mailing address, not a confirmed dedicated insurance/ISAOA address — if your loan has been sold or transferred to a different servicer, use that servicer's own mortgagee address instead.
Understanding Your Mortgagee Clause
A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.
ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.
Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If American Pacific Mortgage has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.