DHI Mortgage

Last verified September 16, 2026

DHI Mortgage is a mortgage lender headquartered in Austin, TX. Use the mortgagee clause below to list DHI Mortgage correctly on a homeowners insurance policy.

Mortgagee Clause

DHI Mortgage Company, Ltd, ISAOA

Company Profile

Headquarters
Austin, TX

Source: Company history verified via public corporate records.

Contact

Website
https://www.dhimortgage.com/Resources/FAQ (opens in a new tab)

Source: dhimortgage.com.

Mailing Address

10700 Pecan Park Blvd, Suite 450
Austin, TX 78750

Additional Notes

DHI Mortgage is the captive mortgage lender affiliated with D.R. Horton, the nation's largest homebuilder — it primarily originates loans for buyers purchasing new D.R. Horton-built homes.

Understanding Your Mortgagee Clause

A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.

ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.

Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If DHI Mortgage has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.

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