CMG Mortgage

Last verified September 16, 2026

CMG Mortgage is a mortgage lender headquartered in San Ramon, CA, operating for over 32 years. Per its most recently reported figures, it closed 75,071 loans totaling $28.2B in volume (9% Wholesale / 74% Retail / 17% Correspondent). Use the mortgagee clause below to list CMG Mortgage correctly on a homeowners insurance policy.

Mortgagee Clause

CMG Mortgage Inc.

Company Profile

Headquarters
San Ramon, CA
Annual Loan Volume
$28.2B
Loans Closed
75,071
Channel Mix
9% Wholesale / 74% Retail / 17% Correspondent
Years in Business
32+

Source: Scotsman Guide's 2025 Top Overall Mortgage Lenders ranking (2024 origination data, published 2026).

Additional Notes

Reference ID 3145999

Understanding Your Mortgagee Clause

A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.

ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.

Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If CMG Mortgage has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.

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