ServiceMac

Last verified September 16, 2026

ServiceMac is a mortgage lender headquartered in Fort Mill, SC, operating for over 9 years. Use the mortgagee clause below to list ServiceMac correctly on a homeowners insurance policy.

Mortgagee Clause

ServiceMac, LLC ISAOA ATIMA

Company Profile

Headquarters
Fort Mill, SC
Years in Business
9+

Source: Company history verified via First American Financial Corporation press releases and public company records.

Mailing Address

PO Box 29411
Phoenix, AZ 85038

Additional Notes

ServiceMac is a mortgage subservicer, not a lender itself — it handles day-to-day loan servicing (payments, escrow, insurance tracking) on behalf of other lenders and investors under a First American Financial Corporation subsidiary. If ServiceMac appears as your mortgagee, your loan was likely originated by a different company.

Understanding Your Mortgagee Clause

A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.

ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.

Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If ServiceMac has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.

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