Nationstar / Mr. Cooper

Last verified September 16, 2026

Nationstar / Mr. Cooper is a mortgage lender headquartered in Coppell, TX, operating for over 32 years. Use the mortgagee clause below to list Nationstar / Mr. Cooper correctly on a homeowners insurance policy.

Mortgagee Clause

Mr Cooper ISAOA

Company Profile

Headquarters
Coppell, TX
Years in Business
32+

Source: Company history verified via HousingWire and public company press releases.

Mailing Address

PO Box 7729
Springfield, OH 45501

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Additional Notes

Nationstar Mortgage rebranded as Mr. Cooper in 2017. In 2025, Rocket Companies closed its $14.2 billion acquisition of Mr. Cooper Group, and Mr. Cooper's servicing operations are being rebranded under the Rocket name. If your paperwork shows Nationstar or Mr. Cooper, confirm your current mortgagee clause with your loan statement, as contact details may transition to Rocket Mortgage.

Understanding Your Mortgagee Clause

A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.

ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.

Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If Nationstar / Mr. Cooper has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.

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