Servbank
Last verified September 16, 2026
Servbank is a mortgage lender headquartered in Oswego, IL, operating for over 32 years. Use the mortgagee clause below to list Servbank correctly on a homeowners insurance policy.
Mortgagee Clause
Servbank ISAOA ATIMA
Company Profile
- Headquarters
- Oswego, IL
- Years in Business
- 32+
Source: Company history verified via Servbank's official corporate history page.
Contact
- Phone
- 866-867-0330
- Website
- https://myloan.servbank.com/HelpFaq?category=Homeowner%60s%20Insurance (opens in a new tab)
Source: myloan.servbank.com.
Mailing Address
PO Box 1194Springfield, OH 45501
Additional Notes
PIN MS194 Servbank is a bank subservicer — it handles day-to-day loan servicing on behalf of other lenders and investors rather than originating loans itself. If Servbank appears as your mortgagee, your loan was likely originated by a different company.
Understanding Your Mortgagee Clause
A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.
ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.
Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If Servbank has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.