Freedom Mortgage
Last verified September 16, 2026
Freedom Mortgage is a mortgage lender headquartered in Mount Laurel, NJ, operating for over 36 years. Use the mortgagee clause below to list Freedom Mortgage correctly on a homeowners insurance policy.
Mortgagee Clause
Freedom Mortgage Corporation ISAOA ATIMA
Company Profile
- Headquarters
- Mount Laurel, NJ
- Years in Business
- 36+
Source: Company history verified via Freedom Mortgage corporate press materials and public company records.
Contact
- Phone
- 855-690-5900
- freedommortgage@mycoverageinfo.com
- Website
- https://www.freedommortgage.com/contact (opens in a new tab)
Source: freedommortgage.com.
Mailing Address
PO Box 5790Springfield, OH 45501
Additional Notes
Insurance loss-draft claims for Freedom Mortgage are handled via PFIC (Planet Home Lending’s loss-draft vendor). Loss-draft mail: Freedom Mortgage c/o PFIC, Attention: Loss Drafts Department, PO Box 5092, Troy, MI 48007-5092. Confirm the current address and any online portal directly with Freedom Mortgage before mailing documents.
Understanding Your Mortgagee Clause
A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.
ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.
Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If Freedom Mortgage has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.