Prosperity Home Mortgage, LLC
Last verified September 16, 2026
Prosperity Home Mortgage, LLC is a mortgage lender headquartered in Fairfax, VA, operating for over 19 years. Per its most recently reported figures, it closed 20,308 loans totaling $7.2B in volume (1% Wholesale / 99% Retail / 0% Correspondent). Use the mortgagee clause below to list Prosperity Home Mortgage, LLC correctly on a homeowners insurance policy.
Mortgagee Clause
Prosperity Home Mortgage, LLC ISAOA/ATIMA
Company Profile
- Headquarters
- Fairfax, VA
- Annual Loan Volume
- $7.2B
- Loans Closed
- 20,308
- Channel Mix
- 1% Wholesale / 99% Retail / 0% Correspondent
- Years in Business
- 19+
Source: Scotsman Guide's 2025 Top Overall Mortgage Lenders ranking (2024 origination data, published 2026).
Contact
Source: prosperityhomemortgage.com.
Mailing Address
Prosperity Home Mortgage, LLC, ISAOA/ATIMA, 4440 Brookfield Corporate DriveChantilly, VA 20151
Additional Notes
Headquarters address shown — confirm the exact insurance-correspondence mailing address with the lender.
Understanding Your Mortgagee Clause
A mortgagee clause is the exact wording your homeowners insurance policy must carry so that if the property is damaged, your lender's financial interest is protected alongside your own. It has three parts: the lender's legal name, the ISAOA/ATIMA designation, and the lender's mailing address for insurance correspondence — all three need to match what the lender has on file.
ISAOA stands for "Its Successors and/or Assigns." ATIMA stands for "As Their Interests May Appear." Together they mean that if your loan is later sold or transferred to another company — which happens often in the mortgage industry — your policy's protection automatically follows the loan to its new owner, with no need to update the policy yourself.
Getting the clause wrong is more than a paperwork issue: an insurer that can't match your policy to your lender's records may flag it as lapsed, which can trigger lender-placed (and usually far more expensive) coverage. If Prosperity Home Mortgage, LLC has sold or transferred your loan since your policy was written, double-check the clause above against your most recent mortgage statement before renewing.